Tour Insurance

Features

• You can avail comprehensive Travel Insurance policies including cover for personal accident, medical expenses and repatriation, loss/delay of checked baggage, loss of passport, curtailment/ Cancellation and much more. We also provide specially designed Insurance policy for senior citizens.
• Each policy is customized to cater to specific needs of yours be it that of a student, a businessman, a corporate executive, a senior citizen or a family.

Benefits

• Thomas Cook in association with Bajaj Allianz presents a Travel Insurance policy that keeps your mind tension free while you travel.
• A Travel Insurance policy & kit takes care of any unforeseen events and as such leaves you with enough space to pack your memories from the vacations.
• We cater to all your travel requirements - whether business or leisure, just pack your bags and leave your apprehensions behind.

Travel Elite is an online travel insurance that provides the discerning traveler an array of policies to choose from, with each policy customized to meet your specific needs. Depending upon whether one is a student, businessman, corporate executive, senior citizen or one traveling with the family, one can choose.

• Coverage of medical expenses
• Personal liability
• Check baggage loss
• Emergency cash advance
• Baggage delay
• Hijacking
• Loss of passport
• Personal Accident
• Sickness Dental Relief
• Medical Evacuation and Repatriation
• Individual cover available
• No medical examinations up to the age 70 years

Policy Features :

• Coverage of Medical Expenses : Travel Elite takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
• Checked Baggage Loss : Compensation for the loss of checked-in baggage.
• Baggage delay : Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
• Loss of Passport : Compensation for expenses incurred in obtaining a duplicate or new passport.
• Personal Liability : Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
• Hijacking : In an unfortunate event of your common carrier in which you are traveling; being hijacked, this product will pay a distress allowance to you.
• Emergency Cash Advance : It is an assistance service, wherein the company facilitates providing emergency cash to the insured during incidents such as theft/burglary of luggage/money or hold ups by co-coordinating with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, up to the limit specified in the policy schedule.
• Personal Accident : Student Guard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.
• Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies
• Sickness Dental Relief : The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies
• Medical Evacuation and Repatriation : In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Elite also provides for repatriation of remains in case of unfortunate death of the insured while overseas.

Additional Features

Individual cover available
Emergency Cash advance
No medical examinations up to the age 70 years.

Exclusion

You are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments and complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc For other exclusions please refer to the policy wordings.

The coverage, terms and exclusions have been outlined briefly; kindly refer the policy wordings for complete details.

Requirements

Payment of the policy before the issuance of the same.

Recommendations

It is mandatory in some Western countries for a visitor to their country to be covered by a Health Insurance Policy. In its absence, he may run the risk of repatriation or quarantining in the airport itself.

Medical treatment is expensive overseas and can become a major financial problem in case of any emergency / accident. For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is reimbursed.

Besides, the foreign currency allowances allowed by the host Country can be conserved as the premium is paid in Rupees in home country.

The Claim procedure is very simple. The policy document that the insured carries with him contains full details of the claim settling agencies. The insured has to just get in touch with the Agency and they take over the responsibility of dealing with the respective Hospitals/Authorities who then undertake to settle the bills directly with the hospitals.

Senior citizens (71 - 75)

Travel Elite is an online travel insurance that provides the discerning traveler an array of policies to choose from, with each policy customized to meet your specific needs. Depending upon whether one is a student, businessman, corporate executive, senior citizen or one traveling with the family, one can choose.

• Coverage of medical expenses
• Personal liability
• Check baggage loss
• Emergency cash advance
• Baggage delay
• Hijacking
• Loss of passport
• Personal Accident
• Sickness Dental Relief
• Medical Evacuation and Repatriation
• Individual cover available
• No medical examinations up to the age 70 years